Statements on this web site as to policies and coverages provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via any online form/application and/or in other communications with us. Please contact our office at 336-992-5664 to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those sites.
Any quote or proposal for insurance is not an insurance policy. The coverages offered in quotes and proposals are based on information received and may not include all available coverages. The agent and customer should discuss the need for any additional or optional coverages.
Only the policies themselves provide coverage. Any insurance quote or proposal is not a part of and is not incorporated into the insurance policy. If there is any conflict between the coverage descriptions shown in any proposal and the actual insurance policy, the insurance policy prevails. The insurance policy supersedes any and all quotes and proposals. You should always read your insurance policies in their entirety.