Long Insurance Services of Kernersville, NC
Contact : 336-992-5664
We are grateful to be recognized as the Business of the month by the Kernersville Chamber of Commerce, The Kernersville News is the sponsor of the award. We thank our staff for helping us achieve this honor.
Congratulations to Long Insurance Services for being the Kernersville Chamber of Commerce July 2019 Business of the Month!
If you’re a small business owner, chances are you didn’t start your company out of a passion for bookkeeping. But as you grow, financial management becomes an increasingly important responsibility.
For many, it’s an unfortunate truth. We all know that running a small business takes long hours and a lot of hard work. And this often means tasks like tracking expenses can easily fall by the wayside. But this important job plays a critical role in successfully managing your cash flow.
If you don’t keep tabs on how much money is going out, you can quickly find yourself in a difficult situation. Keeping an eye on your expenses will not only help you reach financial goals, it can also provide some extra deductions come tax time. (For specific advice about your individual tax situation, remember to always consult a tax professional.)
So how can you make sure you’re tracking your costs wisely? Use these six tips as a guide:
As a small business owner, you’ve got a lot on your plate. So when it comes to protecting everything you’ve built, you need someone you can count on.
For many teens, getting a driver’s license is a prized rite of passage. But with drivers age 16 to 19 involved in more accidents than any other age group – it’s also a risky and nerve-wracking time for parents.
So, what’s a safety-minded family to do?
Enter teenSMART®, an award-winning crash reduction training program from ADEPT Driver®. A new partnership between Erie Insurance and ADEPT Driver offers special discounted access to the program to teen drivers covered by ERIE policies in Wisconsin and Virginia.
Read more: What To Know About Insuring a Teen Driver
Using advanced behavioral science and research, teenSMART offers youthful drivers realistic and challenging driving simulations. Teens that complete the computer-based course learn skills proven to dramatically reduce teen driver crash frequency and severity.
Even better? Teens who complete the program may be eligible for an auto insurance premium reduction when they’ve finished.
HOW DOES IT WORK?
The teenSMART training is divided into short 30-minute chapters that teens can complete at their own pace on their home computer. It takes about 8 hours to complete. The program is designed to address these six behavioral and social factors that cause 90% of all teen car crashes:
The curriculum is reinforced with in-car driving exercises and other activities for parents (or another licensed adult, age 25 or older) and teens to complete together. Learn more about the curriculum on the teenSMART website.
ADEPT’s teenSMART program has been proven to reduce crash frequency by up to 30% and bodily injury by over 50%. Read more about the research in this whitepaper from the Traffic Injury Research Foundation.
ABOUT THE NEW PARTNERSHIP
“ADEPT Driver incorporates cutting-edge behavioral science to improve driver behavior and reduce teen drivers’ risk of collisions,” said Jon Bloom, vice president of personal auto, Erie Insurance. “One of the key components of ERIE’s mission is to provide as near perfect protection as is humanly possible. Offering our customers proven tools to protect their new driver, when they are at the greatest risk of injury, helps us fulfill this mission. We encourage all teen drivers to complete teenSMART training.”
“We are delighted to partner with Erie Insurance to reduce teen driver crashes,” said Dr. Richard Harkness, CEO of ADEPT Driver. “ERIE is a premiere brand and insurance industry leader. We are proud to join with them to improve safety on our roads and highways by making teenSMART available to their customers.”
HOW CAN I SIGN UP?
Risk control consultants are the preventative care professionals of business insurance. They can help you detect potential hazards to your business’s well-being and help you understand what actions you can take to keep things healthy.
Good news: Qualifying customers who have business insurance with ERIE have access to customized risk control services. That’s just one more way we’re looking out for you.
Learn more: How an ERIE Risk Control Consultant Can Help You
Bob Kupris, a commercial insurance veteran with more than 30 years in risk control, leads ERIE’s team of risk control consultants. We asked him for an insider’s perspective on what consultants look for – and the surprising things they find.
To get things started, let your ERIE agent know that you’re interested in focusing on risk control for your business. ERIE’s professional consultants can offer many resources to help, including a walk-through for businesses who qualify. . They’re looking for ways for you to mitigate risks by identifying potential loss exposures and providing information on solutions to control and/or eliminate them.
ERIE’s consultants have specialized areas of knowledge –property, commercial auto, workers’ compensation, products liability and construction/contracting – to better meet customers’ needs.
Their keen eyes are quick to spot things you might expect, such as fire protection. However, there are a few less obvious risks Kupris says are equally as common and – in some cases – on the rise.
You know the ins and outs of your business better than anyone. So, what might a risk control consultant be able to see that you might not?
Here are a few surprising trends risk control has noticed:
Providing preventative plans to these risks and more is where ERIE’s risk control consultants shine. Here are some examples of the most unique support in the industry they provide to commercial customers, at no additional fee:
The results are in: Thousands of people shared their experiences about shopping for auto insurance in a national study, and Erie Insurance was awarded “Highest Satisfaction with the Auto Insurance Purchase Experience.”
Erie Insurance earned the highest score among auto insurers in providing a satisfying purchase experience in 2019, with a score of 917 on a 1,000-point scale. The industry average was 852.
ERIE has ranked highest in the study consecutively since 2013.
“This recognition speaks directly to the importance of an insurance agent in the shopping experience. The guidance, insight and personal attention ERIE agents give to their customers is not something that can be replicated online,” said Tim NeCastro, president and CEO of Erie Insurance. “To receive this distinction for the seventh consecutive year is a tremendous honor.”
The U.S. Insurance Shopping Study measures auto insurance shopping, purchase behavior and purchase experience satisfaction among customers who recently purchased insurance. Satisfaction is measured on three factors (in order of importance):
The J.D. Power 2019 U.S. Insurance Shopping Study SM provides an in-depth look at the auto insurance policy selection process. It explores why customers shop, their attitudes toward and perceptions of auto insurance brands and how they make their final purchase decision.
The study is based on responses from more than 14,400 insurance customers who requested an auto insurance price quote from at least one competitive insurer in the past nine months and includes more than 38,800 unique customer evaluations of insurers. The study was fielded in April, July and October 2018 and January 2019.